Most Americans think that the cost is the only thing that should be considered when buying long-term care insurance. It is also important to consider the ratings of the insurance company especially now that a lot of companies are increasing their premiums. Taking into consideration the ratings of a company can help you avoid inconveniences in the future particularly when it's time to file for claims. Experts say that looking up the rating of a carrier can help you find a company that can meet your expectations, provide high quality services and financially stable. To learn more about the importance of reviews on long term care insurance companies, you can use these resources: http://www.freeltcquotes.com/long-term-care-insurance/companies-ratings/ and http://www.aaltci.org/long-term-care-insurance/learning-center/company-ratings.php.